Legal Disclaimer
By accessing the Legacy Term web site, you agree
to abide by these terms of use. If you do not
agree with these terms, please do not access any
other parts of the web site.
1. By submitting your zip code, you understand
that you will be presented with information from
several third party Insurance companies.
2. By submitting a request for a quote, you
represent that you are not doing so, directly or
indirectly, for the purpose of or in connection
with any attempt to solicit, sell or obtain
insurance to, for or on behalf of a third party
(other than as a means of referring such third
party to our services). You agree to promptly
(within 15 days) pay Legacy Term -$50 for each
quote that you obtain from our Quote Service in
violation of this representation. You also agree
to indemnify Legacy Term for any liability
and/or damages that Legacy Term suffers as a
result of your unauthorized use of the Quote
Service or our web site.
3. The web site and content is protected by one
or more copyrights, patents, database rights,
trademarks, service marks and/or other
intellectual property or proprietary rights that
are owned by Legacy Term and/or third parties.
Legacy Term and other names and indicia of
Legacy Term and its products and/or services are
exclusive trademarks and service marks or
registered trademarks of Legacy Term Other
service, product and company names appearing on
the site may be trademarks or service marks of
their respective owners. You may not remove any
copyright, trademark or other proprietary notice
or legend contained on (or printed from) the web
site. We may revise the web site at any time,
without notice.
4. You may not publish, broadcast, retransmit,
reproduce, commercially exploit, create any
derivative of or otherwise disseminate all or
any portion of the web site without the express
prior written permission of Legacy Term and any
applicable third party. You may not decompose,
decompile, reverse engineer, disassemble or
otherwise deconstruct all or any portion of the
web site, nor will you frame our web site or use
any robot, spider, or other device, software or
process, whether manual or automatic, to monitor
or copy our web pages or the content contained
herein. You may reproduce quotes and information
on this web site only for your own personal,
non-commercial use.
5. You agree that any controversy or legal claim
arising out of or relating to these Terms of Use
or our services, excluding action we may take to
collect fees pursuant to Paragraph #2 and/or
recover damages or obtain an injunction relating
to our web site's operations, intellectual
property and our services pursuant to Paragraphs
#3 and #4, shall be settled by binding
arbitration in accordance with the commercial
arbitration rules of the American Arbitration
Association. Any such controversy or claim shall
be arbitrated on an individual basis, and shall
not be consolidated in any arbitration with any
claim or controversy of any other party, unless
we, in our sole discretion, consent thereto. The
arbitration shall be conducted in New York City
and judgment on the arbitration award may be
entered in any court having jurisdiction
thereof. Should either you or Legacy Term file
an action contrary to this provision, the other
party may recover attorneys fees and costs up to
$10,000.
About Our Quotes
Legacy Term operates a free term life Quote
Service (the "Quote Service"). Legacy Term does
not guarantee that you will be offered a life
insurance policy at the conclusion of your
application process. Legacy Term is not an
insurance company but rather provides insurance
information for several insurance companies.
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